The Procedures and Features of the products
- Targeting existing dairy agri-business value chain.
- Interest rate would be 10% per annum;
- Loan duration: 36 months
- Loan purpose: improve dairy productivity and milk production;
- Repayment of at least 70% of loan would be considered before subsequent facility is taken;
- Livestock insurance would be considered;
- Lending would be based on current income/cash flow;
- Loan has to be guaranteed by member deposits and guarantors
- Build capacity to be done for eligible farmers;
- Site appraisal to be done before lending is ;
- Endorsement from the dairy cooperative/cooler to authenticate current income and history of loan applicant.
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