The features of the product are:

• Product to be insured
• Repayment period is 18 months
• Interest rate is 14% p.a.-reducing balance
• Has to be guaranteed by 4 guarantors
• Logbook to be retained by the financier until clearance of the loan
• Loan to be classified as asset finance
• Member to contribute Kshs 15,000 of the cost of the motorcycle.
• Motorbikes will be disbursed on first come first served basis.